In late 2013 while I was traveling out of town for work, my wife Nicole found our “forever house”. This home had everything she wanted, including an attached garage, an open floor plan, an updated…

When I was 22 years old, I bought my first home. There was a lot of pride in this moment for me. Until then, I repeatedly heard that homeownership was one of the smartest financial…

There are so many opinions on whether or not you should pay off your mortgage early. Some say that paying off your mortgage is a bad idea because you could make a lot more money in…

There’s a hot debate between paying off your mortgage or investing.  Paying off your mortgage allows you to significantly lower your expenses today and potentially create more time freedom in your life.  Meanwhile, investing has…

I love living mortgage-free. The freedom our family has after we decided to pay off our mortgage early is incredible.  But just because I love my paid-off house, doesn’t mean I think everyone should rush…

While money is nice, time is the ultimate currency. If our spending habits and our continual accumulation of stuff get out of control, then we’re not only losing time, but we’re losing our money as…