Resources
You won’t reach your financial goals without the right tools. That’s why I put together this list of recommended products and services that I appreciate or that have helped me on my journey toward family financial independence.
The links below may provide me with an affiliate commission. This is at no additional cost to you. If you like what you’ve been reading on the site or hearing on the podcast, purchasing these products is a way to say “thank you.”
Investing comes with risk. It is best to meet with a financial professional who knows your specific financial situation.
Monarch Money
It's more than just a budgeting app. Monarch Money is a personal finance tool that is designed to help you tackle modern money management.
From your fully customizable dashboard, you can use Monarch Money to build a budget, review spending, and keep track of your investments.
You can even get financial advice!
YNAB
While there are many available budgeting programs, none are quite like YNAB.
Not only does it aim to help you track the inflows and outflows that make up your budget, but it also provides you with an entire framework for how to view spending and saving.
After all, success with money is said to be 80% behavior-related and only 20% attributable to knowledge.
Vanguard
Vanguard is an industry leader that I trust because of the reputation it has developed. This company is completely geared toward helping its investors succeed in their retirement and generational wealth planning by providing simple, low-cost retirement solutions like index funds.
Build Wealth by Investing in Index Funds
If you are debt free and are ready to build some serious wealth for your future, this course is for you!
Investing is NECESSARY to build wealth and retire (early!), and Jeremy Schneider from Personal Finance Club shows you the simple way to do it.
I've had the chance to interview Jeremy personally and his strategy lines up with mine - simple investing for the everyday family!
Nectarine: Advice-Only Financial Advisors
Want advice from a financial advisor that has your best interest at heart?
I recommend Nectarine because they don't manage your money, sell any products or earn any commissions. You just pay for their expert investing advice. That's it.
Empower
During the first 10 years of our relationship, my wife and I went from a -$50,000 net worth to over $1,000,000!
Empower helped us on this millionaire couple journey by automatically updating our linked accounts and tracking our progress over time.
Beyond the net worth tracker, the free tools have also helped us plan our retirement and monitor our investment portfolio. It’s secure, it’s intuitive, and the best part: these tools are free.
Empower’s app is free to use, but they are looking to upsell you to their other financial services. The good news is you don’t have to upgrade to use their app, which is available on most devices.
Capital One Quicksilver
If you’re pretty good at living within your means. I’d suggest signing up for a cashback credit card like Capital One’s Quicksilver. It’s my favorite card.
If you sign up and hit their $500 minimum spending requirement within 3 months, you’ll receive $200 cashback. Additionally, you’ll get 1.5% cashback on all purchases.
Nicole and I get a check from them every so often based on our typical spending. I love getting random checks in the mail!
Amazon Visa
If you're like me and a lot of your purchases come from Amazon, you might as well be earning cash back.
The Amazon Visa provides unlimited 5% back on your Amazon.com purchases with an eligible Prime membership.*
If you sign up, you can receive a $100 Amazon Gift Card.
CashFreely
One way we’ve been fighting inflation is through an app called CashFreely. We signed up for this free app recently and we’ve already earned over $5,000 in cash-back bonuses!
With the extra cash, we’ve been able to:
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Pay for a Michigan ski weekend in the winter
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Fund a couples getaway to Greenville, SC
- Pay for our daughter's Soccer Travel season
All of this happened through our regular everyday spending!
Tello Mobile
Tello Mobile is the low-cost cell phone plan provider my family has been using for the past few years. It helped us cut our Verizon bill nearly in half and the service is very similar.
Get an unlimited phone plan for just $25 per month with no contract!
Mint Mobile
Mint Mobile is another low-cost wireless carrier on the T-Mobile network. You know, the Ryan Reynolds company?
Quotacy
If you have a family that depends on your income, then you need a good term life insurance policy to protect them from the unexpected.
There are a lot of options out there. I like Quotacy because they shop the market on your behalf and find you the best deal possible. Also, their team members aren’t on commission so you know they are focused on getting a great deal for you and not for them.
Get a free quote today with no contact information required.
Lively
If you have a high deductible health care plan and you want to save for your family’s future, check out an HSA with Lively. I’ve been using them for the past few years and have really enjoyed how you can both save AND invest your money while receiving tax deductions.
Trust & Will
As a parent, it’s important to have a family will in order. This way, if anything happens to you, your family knows your wishes and your kids are protected.
Trust & Will is focused on helping families easily get this “to-do” off of their list and go on living their lives.
Check out Trust & Will and see how you can get your legal family will completed in just minutes from the comfort of your home.